Inspection
An RV purchase is a major investment. Always have a professional inspection done before purchasing any unit, new or used. A licensed inspector will go through the unit to ensure that everything is fully operational and in good working conditions. For used RVs, an inspection is critically important. Dealerships and private sellers alike should welcome the inspection. If they don’t, there is likely an issue with the unit they are trying to hide.
A couple of things to keep in mind with the delivery inspection. First, the inspection should be done before signing the final paperwork. Second, make sure a drive of at least several miles, turning, backing, and any other maneuvers you would do during the normal course of a trip are conducted. Finally, have a representative from the dealership service department present during the inspection. This will ensure they have first-hand knowledge of any issues detected.
Have an inspection checklist to make sure you have checked every system and haven’t missed anything. If you’ve hired a professional inspector, they will have their own checklist.
Warranty
On new RVs, ask the dealership for the detailed warranty information. Be sure to clearly understand the coverage, the term of the warranty, and any exclusions. In addition, Inquire about extended coverages, what’s included, and the cost. Extended warranties can always be purchased closer to the expiration of the manufacturer’s warranty. However, the policy rate may be higher than if you added the plan at the time of purchase. Also, the warranty rate is lower for a new RV than one a year or two old. Rule of thumb, the older the RV, the higher the premiums.
Purchasing a used RV, ask if there is any remaining manufacturers’ warranty or an extended warranty. If yes, is it transferable? Be prepared, there may be a fee to transfer ownership of the policy. Most importantly, contact the company that holds the policy to advise of the ownership change. Find out what information is needed to complete the transfer.
Insurance
Regardless if you are purchasing new or used, most states will require valid insurance coverage on your RV. If you are financing your purchase, the finance company will outline the minimum coverage required. For those paying cash, you will likely need to have liability coverage to drive in most states. Drivable RVs (Class A, B, and C) owners need to check with the state in which they are licensing the vehicle as to what is required. Towables RVs may be covered under the insurance policy on the tow vehicle. Always check with your insurance carrier as to coverage and exclusions.
Extras
Find out ahead of time if there is anything else needed for the RV. For example, your purchase may not include the power cable, surge protector, or power inverter, nor the sewer pipe or freshwater hose. Many dealerships will offer to sell you the startup kit, or they may include it as a value-added amenity. This kit includes all the “extras” you need to get on the road.
Final Thoughts
Purchasing an RV is an exciting time. But don’t let that excitement overrule the practical side of your brain. Most importantly, make a plan and stick to it. If at any point something doesn’t go right or feel right, walk away. Listen to that little voice inside as it’s usually right. Ignoring it can only lead to buyers’ remorse down the road, and nobody wants that to happen.
